Busines and Economy of India

The India economy, the third largest economy in the world in terms of purchasing power, is going to touch new heights in coming years. As predicted by Goldman Sachs, the Global Investment Bank, by 2035 India would be the third largest economy of the world just after US and China. It will grow to 60% of size of the US economy. This booming economy of today has to pass through many phases before it can achieve the current milestone of 9% GDP.
The history of Indian economy can be broadly divided into three phases: Pre- Colonial, Colonial and Post Colonial.
Though the constitution proclaims India to be a socialist country, it is in truth a mixed economy with a strong and influential private sector. Public sector undertakings controlled by the state are involved in many industries though the need for disinvestment is being increasingly felt. India has a planned economy.

It is largely an agrarian economy. Rice, wheat, oilseed, cotton, jute, tea, coffee, rubber, sugarcane and potatoes are the bulk of the produce. Livestock include cattle, water buffalo, sheep, goats and poultry. Coastal communities and those who live on riverbanks are often dependent on fishing for livelihood.

The major foreign exchange earner for India is textile, followed by Information Technology. With Indian IT professionals making it big in the United States and Indian IT companies proving to be among the best in the crop, there is new international interest in Indian professionals. Precious and semi-precious stones, leather products, engineering goods and chemicals are also exported.

Major trading partners include US, UK, Germany, Hong Kong, Japan and the UAE.

Major industries include steel, chemicals, food processing, steel, transportation equipment, cement, mining, petroleum and machinery.
Challenges before Indian economy:
  • Population explosion: The rising population is eating into the success of India. According to 2011 census of India, the population of India has crossed one billion and is growing at a rate of 2.11% approx. Such a vast population puts lots of stress on economic infrastructure of the nation. Thus India has to control its burgeoning population.
  • Poverty: As per records of National Planning Commission, 36 crore people are living below the poverty line in India in 2012.
  • Unemployment: The increasing population is pressing hard on economic resources as well as job opportunities. Indian government has started various schemes such as Jawahar Rozgar Yojna, and Self Employment Scheme for Educated Unemployed Youth (SEEUY). But these are proving to be a drop in an ocean.
  • Rural Urban Divide: It is said that India lies in villages, even today when there is lots of talk going about migration to cities, 70% of the Indian population still lives in villages. There is a very stark difference in pace of rural and urban growth. Unless there isn't a balanced development Indian economy cannot grow.
These challenges can be overcome by the sustained and planned economic reforms.

These include:
  • Maintaining fiscal discipline
  • Orientation of public expenditure towards sectors in which India is faring badly such as health and education.
  • Introduction of reforms in labour laws to generate more employment opportunities for the growing population of India.
  • Reorganization of agricultural sector, introduction of new technology, reducing agriculture's dependence on monsoon by developing means of irrigation.
  • Introduction of financial reforms including privatization of some public sector banks.
Biz overview and hours

The major centres of business wheeling and dealing are Mumbai, Bangalore, Chennai, Delhi and Calcutta. Some consider Mumbai the financial capital of India. Many corporate houses and India’s showbiz industry have their headquarters in this city where sophisticated executives work hard and play hard too. Bangalore, and increasingly Hyderabad, is where the technology giants are based. Balmy climate, green avenues and great infrastructure make Bangalore the ideal place to do business. A very important port and at the centre of the textile trade is the southern city of Chennai. Heavy industry and jute is the bastion of genteel old Calcutta. Once the capital of British India, the city that’s struggling under the weight of humanity refuses to let go of old world politeness. The port supports sea trade for eastern India and Nepal. Capital city, headquarter of the Government of India, the world of busy bureaucrats; New Delhi is the place where decisions get made, deals are sealed and big contracts awarded. In the stately colonial buildings of Delhi power packs a solid punch and the biggest businesses of all are transacted.

Biz protocol

With increasing liberalisation at both the economic level and at the societal level, business protocol has begun to adhere to western standards. In the big cities expect thorough professionalism when dealing with private companies and high-ranking bureaucracy. Keep appointments, be punctual (though that’s a value that Indians are only now picking up), and shake hands if one is offered or greet with hands folded in ‘namaste’. You’ll most likely be asked questions about family and home not because anybody wants to pry but because many Indians believe that curiosity conveys concern.

There are many women executives, often top-level management. Most will not take shaking hands amiss. Some however, are still conservative. So to ensure you don’t misstep, be sensitive to how the lady greets you and respond accordingly.

Dress formally for business meetings. Women would probably be more comfortable in trousers than a skirt. Men should wear formal cotton shirts with a tie and trousers if the weather is warm. Otherwise a business suit is appropriate.